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Linked Benefit Products(Annuity/LTC & Life/LTC)
2010 brings in a wave of Long Term Care benefits within Annuities and Life Insurance contracts made possible by the Pension Protection Act (PPA) of 2006. PPA opened up a whole new world of benefits for clients who earmark a portion of their savings for medical emergencies. Linked benefit products will substantially increase the leverage of your client's savings dollars from 2 to 5 times their typical value. Additional benefits of PPA products may include:
• Return of Premium Guarantee
• Guaranteed / Accelerated Death Benefit
• Possibility of streamlined underwriting - no exams
• Tax free disbursement of benefits from gains in non-qualified annuities
• Joint benefits for married clients
• Lifetime coverage for long term care needs
There's a massive opportunity in moving NQ annuities with substantial gain into PPA-compliant annuities for TAX-FREE withdrawals for LTC expenses.
Call Paul and he'll get you started! (805) 597-3616.
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