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Estate Maximizer SPWL
Liberty Series Estate Maximizer Next Generation is a single payment interest-sensitive whole life insurance policy. That means you pay only one premium. Your single premium immediately purchases a death benefit that is larger than your original payment, enabling you to pass on more to the people you care about income tax-free.
Safety and security
•100% return of principal guarantee
•Cash value grows income tax-deferred
Benefits and value for your loved ones
•Single premium immediately increases death benefitfor your beneficiaries
•Death benefit bypasses the hassle of probate
•Death benefit passes income tax free to namedbeneficiaries, under current tax law
Access and control
•After the first contract year, withdrawal of 10% of the account value can be made without withdrawal charges
•Low cost policy loans
•Waiver of withdrawal charges for a qualifying medical stay
•Liberty's Living Benefit, an accelerated death benefit for LTC
•Annuitization at rates guaranteed in contract
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